With non-payment, what types of credit get erased from credit report, and when do they get erased?

Unless it%26#039;s an error your bad credit stays on your credit report for seven years however the scores go up as good credit reporting replaces it so worry about today%26#039;s payments rather than yesterdays. You should review your credit reports to insure there is no inaccurate information at least yearly and they are FREE so you have no excuse. If you have financial problems, you shouldn%26#039;t be worried about getting credit ... you should worry about paying things you have with money you have. Debt is not the answer to bad credit. Live within your means... increase income and reduce expenses. It will be seven years before you know it. Get current and stay focused.

With non-payment, what types of credit get erased from credit report, and when do they get erased?

the unpaid bills can stay on longer than seven years. it all depends on when it is reported.say you have a medical bill from 2000. you would think it would be gone in 2007. only if it was reported immediatly.they can wait 5 years to even report it Report It

With non-payment, what types of credit get erased from credit report, and when do they get erased?

If you owe, they report it. As long as its credit. For as long as you owe, you have 7 years until it clears from your credit record. If you clear it today (pay off), it will be gone in 7 years.