It was actually the Fair and Accurate Credit Transactions Act (FACT Act) of 2003 that allows you to obtain your credit report free once a year from each of the three credit reporting companies. It also requires financial institutions to track and send potential and fraud information on borrower%26#039;s accounts.
Try and hit up the following link for your free credit report. http://www.annualcreditreport.com/
It is listed on the Federal Trade Commissions website, so it is legit.
How can I get a free credit report if I don%26#039;t have a credit card?
http://www.annualcreditreport.com
This is a TOTALLY FREE website that can give you your credit report without asking for your credit card (credit report only, not credit score)
The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government閳ユ獨 goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment. This is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:
How can I get a free credit report if I don%26#039;t have a credit card?
annualcreditreport.com
or
experian.com
How can I get a free credit report if I don%26#039;t have a credit card?
You should have a local credit bureau. They usually give you 1 free a year. In my town they take about 3 days to get it and then you can pick it up at the office.
You will only have credit if you have had bills in your name. ie: home bills, credit cards, loans, ect. Always keep a good high credit score. The lower your score the higher your interest will be on home loans, auto loans, ect.
Good Luck!
How can I get a free credit report if I don%26#039;t have a credit card?
Hi,
You could have free credit report here:
http://track.acclaimnetwork.com/apn_work...
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