Saturday, July 11, 2009

Whats the angle with free credit report sites.?

Nothing is free in life.



Whats the angle with free credit report sites.?

http://www.annualcreditreport.com this one IS free no strings attached. You get one from each of the 3 major agencies once every 12 months. (total of 3)



Whats the angle with free credit report sites.?

I%26#039;m assuming that is is one more login and password to remember, and then they have your email addressa and name and everything. maybe it%26#039;s even the government keeping track of our credit scores? EW!



Whats the angle with free credit report sites.?

they say they are free but they really are not they cost you i know i fall for one and had a hard time getting rid of it`s services



Whats the angle with free credit report sites.?

It%26#039;s all bs. I got caught on one. Now they are charging my credit card and I have already cancelled them a month ago. They say it%26#039;s a free trial and still ask for a credit card and then just charge you monthly fee even if you stopped the trial. Don%26#039;t fall for it.



Whats the angle with free credit report sites.?

They ALL want to try and sell you on other services fo rwhich they will charge you, like giving yo ua credit report every 6 months, helping you fix your creidt score, etc.



Whats the angle with free credit report sites.?

You%26#039;re exactly right - nothing%26#039;s free, including %26quot;free%26quot; credit report websites.



There are several different scams. The most common seems to be a sort of %26quot;bait %26amp; switch,%26quot; where they actually WILL give you one free report or a month of free reports, but require that you give them your credit card info in order to sign up for the free reports.



Signing up is considered acceptance of their offer, the consideration in the deal being the free report(s).



In addition, most people are not aware that credit reports - ordered by you, your potential landlord, for a new credit card application, etc. - actually lower your score each time they are ordered. A report every once in awhile (say, once or twice a year) won%26#039;t have much effect as your credit can recoup. However, if you order a report once a month, this could significantly lower your credit rating.



After that, they begin to charge you. It can add up quickly. It%26#039;s not pretty.



Whats the angle with free credit report sites.?

Annual Credit Report is legit - https://www.annualcreditreport.com/cra/i...



Whats the angle with free credit report sites.?

go to annualcreditreport.com to obtain one free credit report per year.



Whats the angle with free credit report sites.?

Do not trust any free credit report sites except those officially authorized by the Federal Trade Commission which include the 3 main companies that compile your credit score (Equifax, Experian, and TransUnion). My source includes official government information regarding free credit reports and how to get one. It doesn%26#039;t make sense to trust other credit reporting sites when you can get information officially from those that actually compile your credit score.



%26quot;The law allows you to order one free copy of your report from each of the nationwide consumer reporting companies every 12 months.%26quot;

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