B/c you never know when stuff can be left on there that should not have been. It also helps prevent identity theft. i have a friend who had a car stolen from him and his insurance paid the car off, and for about 4 years he though it was taken care of. until he tried to buy a house and they would not give him the money b/c they said he had a car repossessed. he had to deal with all kinds of credit companies to get it fixed. it is worth it to check it once a year anyway. it does not hurt your credit if YOU check it.
Why should one review one s credit report?
To make sure that there are no errors on it.
Why should one review one s credit report?
1/ To ensure taht your personal and financial information is accurate.
2/ To avoid embarasing situations where credit is denied due to unsatisfactory credit history.
3/ To better understand how lenders judge borrowing risk.....the more you understand on how credit works, the better you become at managing your finances...
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