What is the difference between a credit score and the credit report?

A credit report contains a lot of information about you and your credit history (accounts, history of payment, loans, etc.). A credit score is a number assigned to you based on the info in your credit report. The higher your credit score, the better your credit is.

There are web sites that offer you give you a free copy of your credit report, but you will have to pay extra for the credit score. Also, most of these sites make you sign up for a free trial of some service to get the credit report, so be careful of that. The site below will give you an totally free copy of your credit report, but you%26#039;ll still have to pay for the crdit score (it%26#039;s usualy about $5).

http://www.annualcreditreport.com

What is the difference between a credit score and the credit report?

The credit score is your....score,a number between 450and850. The credit report is an itemized record of all the places you owe money to.GOOD LUCK!

What is the difference between a credit score and the credit report?

The credit score is determined by what is listed on the credit report. Good payment history=higher score.

What is the difference between a credit score and the credit report?

Credit score is the %26quot;score%26quot; you have been given by the credit peeps. Your credit report is a list of items you have on credit, how long they have been outstanding, what you pay every month, late payments etc.etc. The items on your credit report are what gives you your credit score. I believe, and althought I have been wrong once or twice in my life it is not likely....heh.

What is the difference between a credit score and the credit report?

The credit score is an evaluation of how good your credit is. It is a specific number, from 375 to 900. A credit report is more involved. It includes the score, plus details that went into making up the score. You can get a free copy each year from the three main credit reporting agencies. (in the USA, at least.) The agencies are Equifax, Experian, and TransUnion.

What is the difference between a credit score and the credit report?

A credit score is the first look a bank will have to give you a loan. If your score is above 620, you will generally be able to get a loan of some sort. Over 680 and you can get more favorable rates, above 720 and you will be sought after by lenders.

A credit report will show your transaction history, or a report of your credit patterns. A lender will be able to see the collections, lates, balances, min. payments.

Please feel free to contact me with any questions.