After Ch 7, what will my credit report and score look like?

Impossible to tell, it depends on how your credit report looks now.

Most people see a drop in score of between 100-150 points, but like I said it depends on how it looks now.

I have actually seen people that their score went up due to all of their debt being wiped out.

If you reaffirm on any accounts like a car or home be sure to call them and make sure they continue to report, this will help your score rebound a lot quicker.

Bankruptcy is not the end of the world, as soon as yours discharges start rebuilding with 2 credit cards, use them for every day things, never exceed 30% of your credit limit in any given month and pay them off in full before the due date.

After about 12-months you can start working on your installment credit.

After Ch 7, what will my credit report and score look like?

Very bad...

After Ch 7, what will my credit report and score look like?

low

After Ch 7, what will my credit report and score look like?

nowadays bankruptcy is so commonplace that you should be able to build your credit back up nicely. Or course at first you wont have anything, but get a credit card and work your way up...granted dont finance anything for a loooong time. Always pay your balance at the end of the month, etc...

heres a lawyer that has videos and essays on his site about bankruptcy and the after effects

After Ch 7, what will my credit report and score look like?

It%26#039;s no laughing matter. It could haunt you.

A Chapter 7 bankruptcy stays on your credit report for 10 years from the date the bankruptcy is discharged. However, it stays on your court records for 20 years, as public record.