How to remove items on your credit report?

If your accout has been sold to another collector, how can you remove it? The one that sold it that is....

How to remove items on your credit report?

The only person who can list something on your credit report is the one who has a legal right to collect on it. If a collection agency sold the account to another collection agency, they must remove the listing or they are in violation of the FCRA.

If you have 2 listings for the same debt, dispute it with the credit bureaus. If that doesn%26#039;t work, send the collection agencies a demand to validate letter. That should be sufficent to get the item removed.

How to remove items on your credit report?

If it is a legitamate debt, you cannot remove it legally.

How to remove items on your credit report?

Your credit report is just like your criminal record. Once it%26#039;s there it will never go away. The key is to build your credit back up , is to pay off anything that is still owed. then lenders will start concidering you again.