Thursday, August 6, 2009

The government offers a free yearly credit report. Where can I find this site?

The link below will take you to the site. The government does not have a site for credit reports, but they did enact a law stating that each individual should have reasonable access to his or her credit report. Each of the big 3 Credit Agencies are listed here. TransUnion, Equifax and Experian are required to give you a copy of your credit report annualy. I suggest you use one service every 4 months to keep track of how your credit report is being updated.



The government offers a free yearly credit report. Where can I find this site?

(didn%26#039;t I just answer a similar question?) Here%26#039;s the site:



The government offers a free yearly credit report. Where can I find this site?

i am not sure, but that website didn%26#039;t work for me when I just tried it.



The government offers a free yearly credit report. Where can I find this site?

WAHT EVER YOU WANNA FIND JUST GOOGLE IT



The government offers a free yearly credit report. Where can I find this site?

The Northeast, the last region of the country to be entitled to yearly free credit reports, became eligible on September 1. Effective that date, under the Fair and Accurate Credit Transactions Act (FACT Act) everyone in the country is finally entitled to access their credit information once a year from each of the three major credit reporting companies (Equifax, Experian, TransUnion). This right has been rolled out on a regional basis since January, 2005.



Since we have been bugging you since very early this year about the importance of obtaining at least one if not all three reports each year, it is our responsibility to now issue some warnings about the practice.



So far as we know, there is absolutely no problem with ordering a credit report through the channels set up by the Federal Trade Commission in compliance with the Congressional mandate to receive these reports. Feel free and safe when you click on www.ftc.gov (which provides a link to the official site) or www.annualcreditreport.com to order your free credit report. To order by phone call 877-322-8228 or by mail print out the form available on anualcreditreport.com and mail to Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281. Although we still agree with experts that you should order one report every four months; first from either Equifax, Experian, or TransUnion, and then from the remaining companies at four month intervals even obtaining one or two reports a year will enable you to monitor and prevent occasions of identity theft or to detect and eliminate errors on your credit report.

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