Whats a soft hit on a credit report?

a soft hit on a credit report is when a credit record is requested without the consumer applying for credit.

example: when a consumer pulls his or her own report.

or when a insurance company requests it for promotional offers.

a soft hit does not reduce your score..

find more info here: https://www.expert-credit-advice.com

Whats a soft hit on a credit report?

A soft hit is in an inquiry which was from the consumer or for a pre-approved offer. It does not affect your score.